“You will never mention me or my favors, nor will you disclose what favors we trade. I am a ghost to you.”Or a genie. I think a genie is way less scary, don't you?“Kristy Marie delivers a hilarious, gorgeous novel. Maverick and Ainsley are #couplegoals. With everything going on in the world, this was exactly what I needed” LJ Shen USA Today bestselling authorIt’s official.I, Ainsley James, am crazy.Desperate and crazy. It’s the only explanation as to why I’m nauseous, standing outside Maverick Lexington’s door.I mean, it’s possible the stories about his deck of playing cards—with the words IOU scrawled across the back—are just rumors of the ruthless quid pro quo deals he barters. But the flutters in my stomach know better. Maverick is as cold as they come. But, I need one of those cards. I NEED to owe Maverick Lexington a favor… ReviewsI devoured this book!!! The tension! The alphaness! The banter! The sexiness! The laugh out loud moments! The secondary characters are EVERYTHING! Serena’s Must Have Book BoyfriendsIOU deserves well over 5 stars!! I could not fault it!!This book was EVERYTHING!!!! Holy Mac and cheese. This is making it high on my favourite books of 2020 because I absolutely LOVED this book!! Book ObsessionThis story delivered a fresh and original storyline with laughter and feels that I have come to expect from the author. Keri, Goodreads ReviewerBest romantic comedy I have read in 2020. No question. Bailey, Goodreads ReviewerYes yes yes! IOU is a nonstop page turner that had me laughing nonstop and adoring these characters. Tre, Goodreads ReviewerI have just found myself a new author to obsess over. This book was so far beyond exceptional. Sharon, Goodreads Reviewer